2026 Volvo XC40 SUV | No security deposit required. Monthly payment of $399 per month for 36 months based on $41,295 MSRP of a 2026 Volvo XC40 B4 Core FWD (plus all taxes and fees), includes destination charge and application of $1,000 Lease Allowances and application of $1,000 Loyalty Bonus. $4,500 cash due at signing. Actual adjusted capitalized cost $36,780. Total of all monthly payments $14,364. Option to purchase at lease end $26,429. Lessee is responsible for excess wear and mileage over 7,500 miles/year at $0.25/mile. Offers valid on select new 2025–2026 Volvo vehicles financed through VCFS and available to qualified U.S. customers who meet VCFS credit standards at participating Volvo Cars retailers. Not all applicants will qualify for credit approval or advertised APR. Advertised payments exclude taxes, title, registration, license, insurance, maintenance, and dealer fees. Vehicle shown may include optional equipment. Offers subject to vehicle availability and may require ordering. Must take delivery between January 28, 2025 and March 2, 2026. The Loyalty Bonus, where applicable, is available on select new 2025–2026 Volvo vehicles and varies by model and lease or purchase. Eligible customers must currently own or lease, or have owned or leased within the past 6 months, a Volvo or Saab, meet residency and licensing requirements, and satisfy all program terms. Offer not transferable and not combinable with Purchase Allowance or Competitor Bonus. Cannot be applied to sales tax, used vehicles, or Overseas Delivery (VCIC) program purchases. See participating Volvo Cars retailer for full details.

2026 Volvo XC60 SUV | No security deposit required. Monthly payment of $529 per month for 36 months based on $51,095 MSRP of a 2026 Volvo XC60 B5 Core (plus all taxes and fees), includes destination charge and application of $1,000 Lease Allowances and $1,000 Loyalty Bonus. $5,150 due at signing. Actual adjusted capitalized cost $45,945. Total of all monthly payments $19,044. Option to purchase at lease end $32,620. Lessee is responsible for excess wear and mileage over 7,500 miles/year at $0.25/mile. Offer valid on select 2025–2026 Volvo vehicles financed through VCFS or eligible for the Loyalty Bonus, available to qualified U.S. customers meeting VCFS credit standards. Not all customers will qualify for advertised APR or financing. Advertised payments exclude taxes, title, registration, license, insurance, maintenance, and dealer fees. Loyalty Bonus eligibility requires current or recent (past 6 months) ownership/lease of a Volvo or Saab and varies by model and lease/purchase. Offer not transferable, not combinable with Purchase Allowance or Competitor Bonus, and cannot be applied to sales tax, used vehicles, or Overseas Delivery (VCIC) program. Vehicles subject to dealer availability and may require ordering. Take delivery between January 28, 2025, and March 2, 2026. See participating Volvo Cars retailer for details.

2026 Volvo XC90 SUV | No security deposit required. Monthly payment of $599 per month for 39 months based on $62,445 MSRP of a 2026 Volvo XC90 B5 Core (plus all taxes and fees). $6,150 due at signing. Lessee is responsible for excess wear and mileage over 7,500 miles/year at $0.25/mile. Offer valid on select 2025–2026 Volvo vehicles financed through VCFS or eligible for applicable incentives, available to qualified U.S. customers meeting VCFS credit standards. Not all customers will qualify for advertised APR or financing. Advertised payments exclude taxes, title, registration, license, insurance, maintenance, and dealer fees. Loyalty Bonus eligibility (if applicable) requires current or recent (past 6 months) ownership/lease of a Volvo or Saab and varies by model and lease/purchase. Offer not transferable, not combinable with Purchase Allowance or Competitor Bonus, and cannot be applied to sales tax, used vehicles, or Overseas Delivery (VCIC) program. Vehicles subject to dealer availability and may require ordering. Take delivery between January 28, 2025, and March 2, 2026. See participating Volvo Cars retailer for details.